Ethel Byers administers estates for Butte County residents who die with no known next-of-kin or whose next-of-kin/executor is unable or unwilling to act. She also does banking for clients under County conservatorship, which includes people referred from Adult Protective Services or the court system who have been financially abused and/or are deemed unable to manage their own financial matters. Many of those people are seniors. When financial abuse is suspected, her office and Adult Protective Services move quickly to determine whether the person’s financial assets are subject to loss or misappropriation. They can petition the court for conservatorship and, in the meantime, freeze or close bank accounts. Ms. Byers shares several anecdotes about how vulnerable seniors have been exploited by family, friends, and caretakers – and the actions that can be taken to protect them.